Effective Date: October 31, 2025
Last Updated: October 31, 2025
These Terms and Conditions ("Terms") govern your access to and use of the SettleQuik website (the "Site"), located at settlequik.com, and the services provided through the Site (collectively, the "Services"). The Services are operated by SettleQuik LLC, a limited liability company organized under the laws of the State of Oklahoma, with its principal place of business at 9905 S Pennsylvania Ave Ste A, Oklahoma City, OK 73159 (the "Company," "we," "us," or "our").
By accessing or using the Services, you ("User," "you," or "your") agree to be bound by these Terms, including any referenced policies. If you are accessing or using the Services on behalf of a business or entity, you represent and warrant that you have the authority to bind such entity to these Terms. If you do not agree with these Terms, you must not access or use the Services.
The Company provides the Services as a platform for Users to create and share customizable landing pages aggregating links to third-party payment processors. The Company does not process payments, handle funds, store payment credentials, or act as a financial institution. All transactions occur directly between Users and their customers via third-party services.
These Terms incorporate by reference the Company's Privacy Policy, available at settlequik.com/privacy, which details our data collection, use, and protection practices.
For purposes of these Terms, the following terms shall have the meanings ascribed to them:
2.1 By registering an Account or using the Services, you affirmatively accept these Terms and agree to comply with them. These Terms form a binding legal agreement between you and the Company.
2.2 The Company reserves the right to modify these Terms at any time by posting an updated version on the Site. Continued use of the Services after such modifications constitutes your acceptance of the revised Terms. We will provide notice of material changes via email or Site notification at least thirty (30) days in advance.
2.3 If you are under the age of majority in your jurisdiction (typically 18 years old), you must have parental or guardian consent to use the Services, and such consent shall bind your parent or guardian to these Terms.
3.1 To access the Services, you must create an Account by providing accurate information, including your name, email address, and password. You agree to maintain the confidentiality of your login credentials and notify us immediately of any unauthorized access.
3.2 You are solely responsible for all activities occurring under your Account. The Company reserves the right to suspend or terminate Accounts for violations of these Terms or suspicious activity.
3.3 Users must comply with all applicable laws in using the Services, including those related to intellectual property, privacy, and prohibited activities (see Article 9).
4.1 The Services allow Users to: (a) create a customizable landing page; (b) add links to Third-Party Services for payments; (c) generate a shareable URL (e.g., settlequik.com/username); (d) track basic analytics (Pro Plan only); and (e) customize appearance with themes, colors, and branding.
4.2 No Payment Processing: The Company does not process, facilitate, or record any payments. All financial transactions occur directly on Third-Party Services. Users are responsible for the accuracy and legality of their linked payment methods.
4.3 The Company may update, suspend, or discontinue Services at its discretion, with or without notice, except for Pro Plan and Business Plan subscribers who are entitled to pro-rated refunds for unused portions in case of permanent discontinuation.
5.1 Free Plan: Available indefinitely at no cost, subject to these Terms and SettleQuik branding on landing pages.
5.2 Pro Plan: Subscription billed monthly at $10 USD via Stripe. Billing recurs automatically unless cancelled. No refunds for partial months, consistent with standard SaaS practices.
5.3 Business Plan: Subscription billed monthly at $20 USD via Stripe, offering additional features including up to 3 payment pages, custom thank-you messages per page, cross-page analytics, custom subdomain with SSL, and priority support with 12-hour SLA. Billing recurs automatically unless cancelled. No refunds for partial months, consistent with standard SaaS practices.
5.4 You authorize the Company (via Stripe) to charge your payment method for renewals. You must provide valid payment information and update it as needed. Failed payments may result in Service suspension.
5.5 Taxes: You are responsible for all applicable taxes on subscription fees. The Company will collect and remit sales tax where required by law.
5.6 Cancellation: You may cancel anytime via your Account settings; access continues until the end of the billing period. No further charges apply post-cancellation.
6.1 The Site and Services, including all text, graphics, logos, and software, are owned by the Company or its licensors and protected by U.S. and international intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or business purposes as permitted herein.
6.2 You retain ownership of User Content but grant the Company a worldwide, royalty-free, perpetual license to host, display, and distribute it as necessary to provide the Services. You represent and warrant that your User Content does not infringe third-party rights.
6.3 Prohibited: You may not copy, modify, distribute, or reverse-engineer any Company intellectual property without prior written consent.
6.4 Trademarks: "SettleQuik" and associated marks are the Company's property. Unauthorized use constitutes infringement.
7.1 The Services enable links to Third-Party Services (e.g., PayPal, Venmo, Cash App, Stripe, Zelle, Apple Pay, Google Pay, cryptocurrency wallets, Buy Me a Coffee, Ko-fi, Patreon). The Company has no partnerships, API integrations, data sharing, or revenue sharing with these providers.
7.2 Use of Third-Party Services is at your sole risk. The Company disclaims all liability for their availability, security, or compliance. You must independently verify your accounts with such providers.
7.3 Links to Third-Party Services do not imply endorsement. Visitors are redirected directly to those platforms for transactions.
8.1 Pro Plan Users may access analytics on page views, link clicks, and referral sources. Such data is aggregated and anonymized where required by law.
8.2 The Company uses cookies and similar technologies for analytics, in compliance with our Privacy Policy. You consent to such tracking by using the Services.
8.3 Analytics data is provided "as is" without warranties of accuracy or completeness.
9.1 You agree not to: (a) use the Services for illegal purposes, including fraud, money laundering, or transmitting malware; (b) upload harmful, defamatory, or infringing User Content; (c) interfere with the Services or other users; (d) impersonate others; or (e) violate third-party terms (e.g., payment processor policies).
9.2 The Company may monitor User Content for compliance and remove or suspend access for violations without notice. We implement a reporting system for abuse.
9.3 You are liable for all User Content and activities, including compliance with age restrictions (Services are for users 18+ or with guardian consent).
10.1 No Liability for Payments: The Company is not a payment processor, financial institution, or money transmitter. We do not handle, store, or process funds, and disclaim all liability for payment failures, disputes, or losses arising from Third-Party Services.
10.2 Limitation of Liability: To the fullest extent permitted by law, the Company shall not be liable for indirect, incidental, consequential, or punitive damages, including lost profits. Total liability shall not exceed fees paid by you in the prior 12 months.
10.3 Indemnification: You agree to indemnify and hold the Company harmless from claims arising from your User Content, misuse of Services, or violations of these Terms.
10.4 The Services are provided "as is" without warranties, express or implied, including merchantability or fitness for a particular purpose.
11.1 We comply with applicable privacy laws, including GDPR (for EU users), CCPA (for California users), and state privacy laws. See our Privacy Policy for details on data handling.
11.2 You consent to our collection and use of personal data as described therein. For EU users, you have rights to access, rectify, or erase data via support@settlequik.com.
11.3 Analytics data for Pro users is processed securely and not shared with third parties except as required by law.
12.1 We implement reasonable security measures, including SSL/TLS encryption, password hashing, regular updates, and limited access to data. However, no system is impenetrable, and you use the Services at your own risk.
12.2 In the event of a data breach affecting your information, we will notify you and relevant authorities as required by law (e.g., within 72 hours under GDPR).
12.3 You are responsible for securing your Account and linked Third-Party Services.
13.1 The Site aims to comply with the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you encounter accessibility barriers, contact support@settlequik.com.
13.2 Users must ensure their landing pages do not violate accessibility laws when shared publicly.
14.1 The Company maintains cyber liability insurance to cover potential data incidents. Users are encouraged to obtain their own insurance for business activities.
14.2 You are solely responsible for tax compliance related to your earnings via the Services. The Company reports subscription income to tax authorities as required (e.g., Form 1099 for U.S. users exceeding thresholds).
15.1 These Terms shall be governed by the laws of the State of Oklahoma, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the state or federal courts located in Oklahoma County, Oklahoma.
15.2 For international users, you consent to the jurisdiction of Oklahoma courts and agree that the UN Convention on Contracts for the International Sale of Goods does not apply.
16.1 Informal Resolution: Before formal action, you agree to notify us at info@settlequik.com of any dispute, providing 30 days to resolve it.
16.2 Arbitration: Any unresolved disputes shall be settled by binding arbitration under the American Arbitration Association (AAA) rules in Oklahoma City, Oklahoma. You waive rights to class actions or jury trials.
16.3 The arbitrator may award attorneys' fees to the prevailing party.
17.1 Severability: If any provision is held invalid, the remainder shall continue in full force.
17.2 Waiver: No waiver of any breach shall constitute a waiver of subsequent breaches.
17.3 Entire Agreement: These Terms, including the Privacy Policy, constitute the entire agreement between the parties.
17.4 Assignment: You may not assign these Terms without our consent; we may assign freely.
17.5 Force Majeure: We are not liable for delays due to events beyond our control (e.g., natural disasters, cyberattacks).
17.6 Contact: Questions? Email support@settlequik.com or write to our registered agent at the address in the Introduction.
By using the Services, you acknowledge that you have read, understood, and agree to these Terms.
SettleQuik LLC
9905 S Pennsylvania Ave Ste A, Oklahoma City, OK 73159
Email: support@settlequik.com | Phone: 572-241-5592