DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE & TAKEDOWN POLICY

TL; DR (Plain-English Summary)

SettleQuik LLC operates as a link-in-bio directory and invoicing platform. We do not host paid content and do not process payments, but users may upload or link to third-party materials that could implicate copyright rights.

If you believe content available on or through SettleQuik infringes your copyright:

• Submit a DMCA Notice to our Designated Copyright Agent (via email or postal mail only).
• We will review the notice and, where appropriate, remove or disable access to the material.
• The affected user will be notified.
• If content was removed in error, the user may submit a Counter-Notice.
• We may restore the content in accordance with applicable law.

Official DMCA Contact:

lamar.edwards@settlequik.com

Important: Notices submitted through support chat, social media, or other informal channels will not be treated as valid DMCA notices.

1. INTRODUCTION AND SCOPE

SettleQuik LLC operates as a link-in-bio directory and invoicing platform for creators, freelancers, and agencies. The platform provides a "safe harbor" layer through which users may list third-party payment destinations (for example, Cash App, Venmo, and similar services) and generate invoices.

SettleQuik does not host paid content, does not store payment card data, and does not process payments on behalf of users. Users remain solely responsible for any third-party payment processing services they utilize.

Our primary exposure relates to user-generated content, including but not limited to:

• Profile information (e.g., bios, usernames, avatars).
• Links to third-party websites or services.
• Other materials submitted or displayed by users.

Accordingly, this DMCA Policy is intended to support SettleQuik’s compliance with applicable law while maintaining its role as a neutral service provider.

2. DMCA SAFE HARBOR COMPLIANCE

SettleQuik seeks to qualify for the safe harbor protections afforded to service providers under 17 U.S.C. § 512(c).

In furtherance of this objective, SettleQuik LLC:

• Responds expeditiously to properly submitted DMCA notices.
• Removes or disables access to allegedly infringing material where appropriat.
• Notifies affected users of such actions.
• Maintains and reasonably enforces a policy for terminating repeat infringers in appropriate circumstances.
• Has designated a Copyright Agent to receive notifications.
• Does not have actual knowledge of infringement absent proper notice.
• Does not receive a direct financial benefit from specific infringing activity in circumstances where the Company has both the right and ability to control such activity, within the meaning of 17 U.S.C. § 512(c).
• Operates as a passive technology platform that enables users to create profiles, list payment destinations, and link to third-party content, without hosting paid content or processing payments.
• Acts in good faith in processing all DMCA notices.

3. DESIGNATED COPYRIGHT AGENT

Pursuant to the DMCA, SettleQuik has designated the following agent to receive notifications of claimed infringement:

Submission Requirements

All DMCA Notices and Counter-Notices must be submitted via:

• Email, or
• Postal Mail
• Must be submitted in written form (verbal notices will not be accepted)
• Must include all required information to be considered valid under the DMCA

Communications submitted through other channels, including but not limited to customer support systems, in-platform messaging, or social media, will not constitute valid DMCA notices and may not be processed.

SettleQuik shall have no obligation to act upon or respond to such non-compliant submissions, or to acknowledge their receipt.

For clarity, submissions made through chat systems, social media platforms, messaging tools, or other informal channels will not be deemed legally compliant notices under the DMCA and will not trigger the Company’s statutory obligations.

4. DMCA TAKEDOWN NOTICE REQUIREMENTS (17 U.S.C. § 512(c)(3))

To be effective under applicable law, a DMCA Takedown Notice must include all of the following elements:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed .
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple works are involved, a representative list.
3. Identification of the material claimed to be infringing, including:
• Specific URL(s), and
• Information reasonably sufficient to permit the Company to locate the material
4. Information reasonably sufficient to permit the Company to contact the complaining party, including:
• Full legal name
• Mailing address
• Telephone number
• Email address (if available)
5. A statement that:

"The complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law."

6. A statement that:

“The information in the notification is accurate, and under penalty of perjury, the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”

5. LIABILITY FOR MISREPRESENTATION (17 U.S.C. § 512(f))

Any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability under 17 U.S.C. § 512(f), including liability for:

• Damages.
• Costs.
• Attorneys' fees.

6. INTERNAL TAKEDOWN PROCESS

Upon receipt of a facially valid DMCA Notice, SettleQuik will take the following actions in its sole discretion:

1. Review and Verification: Assess whether the notice complies with statutory requirements.
2. Removal or Disablement: Remove or disable access to the allegedly infringing material.
3. User Notification: Notify the user responsible for the content.
4. Documentation: Maintain internal records of the notice and actions taken.
5. Enforcement Measures: valuate whether the user is subject to further action under the Company’s repeat infringer policy.

7. COUNTER-NOTICE PROCEDURE (17 U.S.C. § 512(g))

If you believe that material you posted was removed or disabled as a result of mistake or misidentification, you may submit a Counter-Notice.

To be effective, a Counter-Notice must include:

1. Your physical or electronic signature.
2. Identification of the material that has been removed or disabled, including:
• The location (URL) at which the material appeared prior to removal
3. A statement under penalty of perjury that:

“The material was removed or disabled as a result of mistake or misidentification.”

4. Your contact information:
• Full name
• Mailing address
• Telephone number
5. A statement that:

You consent to the jurisdiction of the Federal District Court for the judicial district in which your address is located, or, if your address is outside of the United States, for any judicial district in which SettleQuik may be found, and that you will accept service of process from the person who submitted the original DMCA notice or their agent.

8. RESPONSE TO COUNTER-NOTICES

Upon receipt of a valid Counter-Notice, SettleQuik LLC will:

• Promptly provide a copy of the Counter-Notice to the original complaining party.
• Inform the complaining party that the removed material may be restored.
• Restore the removed or disabled material no earlier than ten (10) business days and no later than fourteen (14) business days following receipt of the Counter-Notice, unless SettleQuik LLC receives notice that the complaining party has filed an action seeking a court order to restrain the user from engaging in infringing activity.

SettleQuik LLC reserves the right to delay or decline restoration where it determines, in good faith, that restoration may expose the Company to legal risk or where the Counter-Notice is incomplete or invalid..

9. REPEAT INFRINGER POLICY

SettleQuik maintains a policy for addressing repeat infringement in accordance with the DMCA.

Accounts of users who are the subject of multiple valid DMCA notices may be suspended or terminated, where appropriate, in Settle Quick’s reasonable discretion.

SettleQuik may also take action where there is clear evidence of repeated or willful infringement. This policy will be applied in a manner that is reasonable, proportionate, and consistent with applicable law.

10. DISCLOSURE OF DMCA NOTICES AND COUNTER-NOTICES

SettleQuik LLC may, in its sole discretion and as reasonably necessary to comply with applicable law or enforce this Policy, disclose or forward DMCA Notices and Counter-Notices, including the information contained therein, to relevant parties, including the information contained therein, to:

• The user who is the subject of the notice.
• The original complaining party.
• Service providers, advisors, or legal counsel.
• Relevant third parties as necessary to process the claim or comply with legal obligations.

By submitting a notice or counter-notice, you acknowledge and consent to such disclosures.

11. PLATFORM ROLE AND LIMITATIONS

SSettleQuik operates solely as:

• A technology platform,
• A link-in-bio directory, and
• An invoicing facilitation tool

SettleQuik:

• Does not host paid content.
• Does not process payments.
• Does not control or monitor all user-submitted or linked content.
• Does not host or store paid content and does not act as a payment processor, but instead provides tools that allow users to reference or link to third-party payment services and external content.

Users are solely responsible for:

• The content they upload, publish, or link.
• Ensuring that their activities comply with applicable intellectual property laws.

SettleQuik does not endorse, verify, or guarantee the legality of any user-generated or third-party content.

12. RESERVATION OF RIGHTS

SettleQuik expressly reserves all rights not expressly granted in this Policy, including but not limited to the right to:

• Modify, update, or revise this Policy at any time.
• Take any action deemed necessary to comply with legal obligations.
• Remove or restrict access to content at its sole discretion, even in the absence of a formal DMCA Notice.
• Refuse to process incomplete, defective, or abusive notices.
• Investigate suspected violations of intellectual property rights.

Continued use of the platform following any updates constitutes acceptance of the revised Policy.

13. NO LEGAL ADVICE

This Policy is provided for informational purposes only to explain SettleQuik LLC’s procedures for addressing claims of copyright infringement.

Nothing in this Policy constitutes legal advice, nor should it be relied upon as a substitute for legal counsel. Users are solely responsible for ensuring that their notices, counter-notices, and conduct comply with applicable law.

SettleQuik LLC does not provide legal guidance regarding the preparation, submission, or validity of DMCA Notices or Counter-Notices.

14. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, SettleQuik shall not be liable for:

• Any damages arising from the removal, disabling, or restoration of content.
• Any errors, omissions, or delays in processing DMCA Notices or Counter-Notices.
• Any actions taken in good faith to comply with the DMCA or other applicable laws.
• Any user-generated or third-party content accessible through the platform.

All actions taken under this Policy are performed in good faith reliance on the information provided.

15. GOVERNING LAW AND JURISDICTION

This Policy shall be governed by and construed in accordance with:

• The laws of the State of Oklahoma, and
• Applicable United States federal law, including the DMCA

Any disputes arising under or in connection with this Policy shall be subject to the exclusive jurisdiction of:

• The state and federal courts located in Oklahoma County, Oklahoma, unless otherwise required by applicable law.

16. SEVERABILITY

If any provision of this Policy is determined to be invalid, illegal, or unenforceable:

• The remaining provisions shall remain in full force and effect
• The invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable

17. ENTIRE AGREEMENT

This Policy constitutes the entire agreement between SettleQuik and its users with respect to the subject matter herein and supersedes all prior or contemporaneous understandings, agreements, or communications.

18. AMENDMENTS

SettleQuik reserves the right to amend or modify this Policy at any time.

Any such modifications shall become effective upon posting the updated Policy on the platform, unless otherwise required by law.

19. WAIVER

The failure of SettleQuik to enforce any right or provision of this Policy shall not constitute a waiver of such right or provision.

20. COUNTERPARTS AND ELECTRONIC COMMUNICATIONS

This Policy may be executed, accepted, or agreed to electronically and shall have the same legal effect as a physically signed document.

Electronic communications, including email submissions of DMCA Notices and Counter-Notices, shall be deemed valid and legally binding.